In order to provide your shop users with a credit card payment facility you need a contract with both a payment gateway provider and a payment transfer provider. Which providers are most economical for you to use depends on your domestic market and/or international markets.

The payment gateway provider delivers a secure and certified server and service for handling and managing payments.

The payment transfer provider transfers the money from your customers' credit card account to your business account and checks the customer's card for fraud.

Another option is to use an online payment service provider. The online payment service provider is like an online account or bank where a customer can deposit money online and use it in online shops without a credit card.

Establishing online payment always generates continuous costs. The payment though is very different typically the costs can be defided in three types. Establishing costs, monthly or yearly costs and costs per transaction. Your costs will in other words have a minimum cost and will increase as you have more transactions. The costs are very different from provider to provider and so is service, transfer time and approvement process. For all financial transactions there is some kind of approvement procedure where the payment transfer provider analyses the shop owner much like a bank does when an account is opened.

ePay is a Danish payment gateway provider, which provides services for credit card payments for international credit cards and national Danish credit cards. ePay can provide card payment services in association with NETS* (Denmark, Norway) and EUROLINE (Sweden) which both are companies managing credit card transfers both nationally and internationally. (*Nets is prior known as PBS in Denmark and BBS in Norway)

DIBS is a Nordic payment gateway provider, providing services for credit card payments for international credit cards and national Danish, Swedish and Norwegian credit cards. DIBS can provide card payment services in association with PBS (Denmark) which is a company managing credit card transfers both nationally and internationally.

PayPal is an American owned online payment service. This payment method is widely known and used and is included on eBay.

If you want to use a different payment gateway provider or payment service provider SEEEMS can help you to integrate it. We have built in a component builder which we can use to implement any payment gateway provider or payment service providers services in SEEEMS.SHOP. It normally takes only a few hours to create a special component for this purpose. Please contact SEEEMS for more information if you would like more information.